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Who We Are...

At Defender Mortgage, our experienced mortgage loan originators offer a wide range of products to meet your family's needs. Let us help you find the perfect mortgage.


How can we help?

Our Mortgage team is here to help you access competitive loan options for your home purchase or refinance. We are licensed in Texas, Florida, and Colorado, providing you with easy access to a variety of loan products. Our services include fixed and adjustable rate mortgages, jumbo mortgages, and FHA and VA loans. Our Mortgage team will work with you every step of the way to ensure you get the best loan product for your specific needs. Contact us today to get started with your home loan process.

Smiling Business Woman

Our home purchase process is designed to make the home buying experience as smooth as possible. We offer competitive mortgage rates and a variety of loan programs to fit your needs. Our experienced team of professionals will help guide you through the entire process from pre-approval to closing. 

Home Purchase

Dollar Bills

Refinancing your mortgage is a simple process. Our team of experienced mortgage professionals are here to guide you every step of the way. We'll help you compare rates, understand the terms and conditions of your loan, and determine if refinancing is the right choice for you. With our competitive rates and streamlined process, you can be sure to get the best deal.


Man Signing

Our Mortgage Rate Comparison service allows you to compare current mortgage rates from top lenders and find the best rate for your needs. With our competitive rates, you can save money and find the perfect mortgage for your financial situation. We make it easy to compare rates and features side-by-side so you can make an informed decision. Get started today and take the guesswork out of finding the right mortgage rate.

Rate Comparison

Pre Approval Process

Our pre approval process can be done 100 % online

Get Pre Qualified

We work to close your home loan as quickly and smoothly as possible

*Specific lender terms and conditions will apply and not everyone will qualify

Considerations in a Pre Approval

We offer mortgage pre approval services to help you determine how much you can afford and get you one step closer to buying the home of your dreams. Our experienced team will review your financials and provide you with an approval letter that can be used to make an offer on a home. With a pre-approval, you can start shopping for your perfect home with confidence.

Debt to Income (DTI)

DTI is an important measurement of financial health and stability. DTI is a ratio that is calculated by taking all of your monthly debt payments and dividing them by your gross monthly income. Knowing your DTI can help you understand how much of your income is used to pay off debt and how much is available for other expenses.

Credit History

Our mortgage services provide a comprehensive review of your credit history to ensure you get the best financing terms possible. Our team of experts will review your credit report and make sure you are in the best financial position prior to applying for a mortgage. We understand that a good credit score is essential to securing the best mortgage rates and terms, and we are here to help you get the most out of your mortgage.

Income and Employment History

We understand that income and employment history is an important factor when it comes to securing a loan. We make sure to review your income and employment history thoroughly to ensure that you are getting the best possible loan for your needs.

FICO Credit Score

We offer a FICO Score Check service to our clients to help make sure they have the best chance of getting approved for a mortgage. Our team of experts will review your credit score to make sure it meets the required standards, giving you peace of mind and the assurance of a smooth mortgage application process.

Loan To Value (LTV)

We offer our customers a Loan To Value (LTV) service to help them get the best loan value for their mortgage. With our LTV service, we can provide customers with an estimate of the amount they can borrow based on their income, loan type, and other factors. We also provide assistance to help customers assess their options and determine the best loan amount for their budget.

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